California Personal Information Point of Collection Notice (“Notice”) CATEGORIES OF PI COLLECTED AND BUSINESS PURPOSES

Zions Bancorporation, N.A., (“us,” “our” or “we”) is a commercial bank operating under local management and distinct brands in 11 western states, including California under the name, “California Bank & Trust”. In the course of conducting our business, we may collect the following categories of personal information from you for the following purposes

Everyday Business Purposes:

In order to establish and maintain your accounts and otherwise to market and provide our products and services to you, we may collect personal information from you or through third parties, including identifying information (e.g., name, date of birth, SSN, email address, mailing address, telephone numbers and driver’s license number.). You can find information about how we collect and use your customer personal data in our customer privacy notice located at We may also collect other categories of information about you including, but not limited to, your transaction or loss history; credit history; credit scores; assets; investment experience; credit-based insurance scores; insurance claim history; medical information in limited circumstances, overdraft history; purchase history; account transactions; risk tolerance; medical-related debts; credit card or other debt; mortgage rates and payments; retirement assets; checking account information; employment information; and wire transfer instructions. We may also collect protected class information (e.g., race, sex, gender national origin, age) from you in order to comply with relevant laws, as well as certain biometric information for information security and fraud prevention purposes.

Internet and Websites:

We maintain websites in connection with our business and when you visit or use our websites, we may collect personal information about you including identifying information, as described above. For a more detailed description of the online and website information we collect when you visit our websites and how we use it, please review the privacy notices which can be found on the homepages of each of our websites. If this Notice differs from the information provided to you in one of our website privacy notices, the notices on the webpages control.

Employees and Contractors:

If we employ you or engage you contractually for work in our business (collectively referred to as “workers”), we may collect the following personal information in order to maintain your working relationship with us or to perform a contract you have with us: name (real or alias), address, email address, SSN, driver’s license ‎number, insurance policy number, education, employment, employment history, bank account ‎number, credit card number, or any other financial information, medical information, health ‎insurance information, biometric information, internet or other electronic network activity information. We may also collect the following personal information:‎

  • New hire, onboarding or engagement paperwork, including resumes, professional online presence (e.g., LinkedIn), applications, background checks, IRS Form W-4 withholding, IRS 1099 form, professional, educational and employment information;
  • Payroll information, including worker bank account numbers for direct deposit;
  • Credit card information provided in connection with expense reports;
  • Drug testing results and other biometric data;
  • Documenting of various types of leave, such as sick leave, vacation, paid time off, FMLA ‎leave and maternity/paternity leave;
  • Employee benefit plans and certain health information in order to process claims;‎
  • Worker online activity on our computer/system, such as browsing history, search ‎history, and information regarding the employee’s interaction with an Internet Web site, ‎application, or advertisement.

No sale of personal data.

We do not sell your personal data to any third parties for value. We do sometimes transfer your data to our affiliates and third-party business partners (e.g., hosting providers, digital agencies, cloud storage providers and credit scoring companies) for the purpose of doing business with you.

Your Rights.

Depending on your relationship to the bank and the laws of the state where you reside, you may have specific rights with respect to the personal data the bank collects about you. California residents have, in some circumstances, the right to ask us to restrict or delete some of the personal data about you. If you would like more information about our privacy practices, please visit us at or at 855-210-9448 and we will be happy to assist you further.